Buy Now- Pay Later- Zero Interest

Buy now, pay later is an alternative to credit and gives you the flexibility to shop without breaking the bank. When you split the cost of your purchase into 4 smaller payments, you’ll never pay any interest.

If you’re a buyer in Australia, Spain, the United States, or the United Kingdom, you can pay for items in installments with Klarna, an online payments company. We hope to offer flexible payment options to more countries in the future.

When you order on Etsy using Klarna, you agree to Klarna’s Terms and Conditions and Privacy Notice, and your payments are made directly to Klarna.

Read Klarna’s Terms and Conditions:

Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford your monthly repayments on time.

How to use Klarna at checkout

To pay with Klarna:

  1. On a listing, choose  Add to cart.
  2. Select Klarna as your payment method.
  3. Go to Proceed to Checkout.
  4. Review the order and select Go to Klarna.
  5. Create or sign in to a Klarna account and agree to Klarna’s terms and conditions.
  6. Enter the information required by Klarna.
  7. Review the order on again and select Submit Order.

Klarna will ask for your name, date of birth, billing address, phone number. 

If you’re paying with Klarna Financing (currently for US members only), Klarna will also securely ask for the last four digits of your social security number. Klarna will then determine options for a payment schedule and an interest rate based on the order amount and their assessment of your ability to make installment payments.

Klarna may decline the order. If that’s the case, the option to pay with Klarna will become grayed out in your cart. You can then complete the order using a different payment method. You can try Klarna again with a different order if you like.

For questions and feedback about Klarna, please contact Klarna’s Customer Service team.